Content Introduction .......................................................... 5 Executive Summary ................................................6 Digital Disruption: the new normal ........................8 Taking Action: thriving in the digital world ...........11 Digital Disruption: the global view .......................12 The Disruption Opportunity: an expert opinion ....15 The Global View in summary ................................16 Business Evolved: survival of the fittest ................18 Better Together: co-creating digital confidence ....20 Conclusion ............................................................22 Methodology ........................................................23